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by dogma1138 2817 days ago
Yes this is a common design in fact most current solution segregated the POS and POI completely anything that handles the actual credit card whether it's C&P, Track2 or NFC is a closed black box with the required PED/PTS/POI and P2PE certifications the merchant never sees what's going on they only can talk to the thing in bill the next card X and get a confirmation of the transaction that's it they don't see any of the card data they don't even see any card holder data unless they collect it in a side channel e.g. a loyalty program.

Now none of these certifications or standards is bullet proof but people have a very skewed vision of the PCI certification process likely due to bias of only having interacting with the PCI-DSS requirements for merchants and low levels to boot meaning they didn't had to do anything but to fill the SAQ themselves and be on their way.