[break_the_bank]

We are in the same boat. Are you from Africa but working in London/Europe? I am from India but I am working in London.

I have identified millennials to be my main market as well. In India whenever I visited the bank with my father, the person at the bank would try to sell a new card. They always want to "sell" you something, we just have to suck less as a digital bank and the millenials will happily help us get rid of the traditional banks. I've discussed Monzo with a lot of friends, and they have loved the idea.

Curious, what part of Africa are you from? What is the cost of the banking license like there?