[godot]

From what you said though, it sounds like when you opt out of data tracking, you're at a disadvantage from those who are being tracked. (i.e. those being activity-tracked and proved to be healthy get lower insurance premiums) This seems to be the opposite of what OP wants -- be motivated to stop being tracked.

At a higher level view, this appears to be a prisoner's dilemma. If everyone opts out, everyone is eventually better off. But some people will opt in now, and get the short term benefits (lower insurance premiums). In the long term, everyone will be worse off.

[seymour333]

That's exactly the point I'm trying to make to OP. Think about the future and opt out!

It's a super tough sell for most people though, so the majority is likely going to just opt in, or remain opted in by default. Which I suppose means that we should all just try to reap whatever benefits we can now and wish our future selves all the best when it comes time to legislate this whole thing.