[tomblomfield]

Monzo loan book is currently about £10m.

But it's true that we're intending to stay relatively balance-sheet light - the aim is to offer a "financial hub", plugging in third-party products to a central current account (or "checking account" for our US friends).

(I'm the CEO of Monzo)

[Sholmesy]

I like this approach; feels very unix-y in philosophy. I am in the position where I'm undoubtably going to need to become an adult soon, and the prospect of going back to traditional banks makes me ill.