[downandout]

that wasn't "they stopped processing my payments for reasons that I don't like"

If you are a business that depends on a given payment processor, when they suddenly stop processing your payments and/or hold back funds without warning, it can be a deathblow if you're bootstrapping. I wouldn't be so cavalier when you're talking about taking away people's livelihoods, especially because these things often happen without explanation or evidence of clear violations of TOS by the merchant.