|
|
|
|
|
|
by rpedela
2824 days ago
|
|
|
> As I said above, it is far, far less time and expense to follow up to actual fraud with a police report than it is to freeze-unfreeze your credit every time you want to pass a credit check. Unless you need monthly credit checks (very odd), I find that statement extremely hard to believe. |
|
|
The vast majority of people never freeze their credit and never have to expend any energy on the issue of credit security at all.
Most people have their credit run a few times a year, when they sign up for a new service, new credit product, raise a limit, buy a new vehicle, what have you.