[ewzimm]

This opens up the question of whether you would rather have systems tracking trust or not. They say it's done in a way so that the score isn't identifiable by anyone at Apple but acts as a security measure to prevent fraud. In some cases, people appreciate having systems like this. It's probably better in most cases if your bank can identify fraudulent activity on your account and stop it.

There's a clear separation between bank account activity and a person, but the separation between what's done on an account attached to a phone and a person is starting to blur. We have moved so quickly toward identifying with activity on our devices that we aren't entirely comfortable with systems monitoring for fraud, but we probably also don't want those systems not to exist.