[jakeogh]

Another way to look it is a direct attack on open hardware and software. It's not open if you cant legally modify it.

[wlesieutre]

The insurance company never claimed it was open, I don't see how that's relevant.

If they can prove you were cheating the fitness tracker they can deny the insurance claim when you die. Not great for any family members who were counting on that.

[dogma1138]

Still insurance fraud and a good way to allow the insurance company to dodge out of coverage.