[LyndsySimon]

It's significantly more difficult in some cases.

I grew up (and have moved back to) a very poor area. I've always been a nerd, but had some mental health issues after high school that led to the loss of my college scholarship and I spent several years afterward working traditional blue collar jobs - stocking, loading and unloading trucks, farm labor, construction, electrical, etc.

It was a rough time in my life, but I can honestly say I'm thankful for it. It played a big part in making me who I am, and it's always somewhat shocking to see how much the perception of those around me now who have never experienced such things differs from the reality of most of the country.

I can only assume that my own conception of how things are elsewhere in the world is similarly incorrect. I look forward to getting to the point in my my family and financial life where I can spend some time traveling and seeing how others live first-hand.