[vishnugupta]

+1.

We also need to consider the motivations for working around 2FA or any such authentication systems. One is convenience as you've pointed out.

The other, much bigger motivation IMO, is opportunity to make money. As the article points out once enrolment was outsourced (Rs30/enrolment) it was immediately seen a money making venture so a whole bunch of these centres with dubious credentials surfaced. They were entrusted with document verification too so they would happily accept just about any piece of paper as proof of address. Then there was a business of charging desperate people money to create Adhaar account without which they wouldn't get subsidies.

And then they shut down (50,000 or so) these enrolment centres. Did they expect that all those employed at those centres who lost their jobs to not do anything about it!? Of course they would figure out ways to enrol people!!