[01100011]

Agreed.

Generally my American friends and family never ask for money to fund good ideas. The people asking for money are people who are asking me to throw money at things that won't produce more money(i.e. they don't have a plan for spending it wisely, have shown poor financial judgement in the past, etc).

My friend and his wife just had one of their cars stop working and they both need cars to make money. They are in debt and need to work. There's no way my friend will ask, but I will probably find a way to help them. My niece has no problem hitting up my parents for money for her latest crazy investment scheme after demonstrating several poor choices and a lack of business and financial judgement.