[fstanis]

> when it’s not congested, they’re much lower than credit card systems are for normal businesses

So, it sounds like it only works if nobody uses it.

Sure, you can say we now have <insert name here> which is like Bitcoin, but solves this problem. This, however, is similar to pointing out there are credit cards with lower fees than what you mentioned (e.g. national ones), it's just the major ones that are expensive.