[intended]

Tuition in your country has not expanded because of cheap loans.

People need jobs and you have a job shortage.

College is seen to be the best/only option for a middle class life - which is driving people to college.

College is not free in America. So people need to pay, but job pay is concentrated in certain fields, and any hitch in the process means that payment schedule gets extended.

To a certain extent, the problem is of course having loans.

But that would just make the main problem obvious - life is expensive and there’s now fewer ways to make a middle class life.

This is like the Indian job market- You are either a STEM / law/ CA / or bust.