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by cpkpad 2854 days ago
You have to look at the other side of the equation too: expenses and family structures.

$200k euros in the bank is a ton if you're a single student. It's a very short runway if you have 6k/month in mortgage, 2k/month in childcare, car costs, educational debt, and so on.

Unfortunately, most people don't have that type of savings until they're also saddled with obligations.