[TomMckenny]

It is not unusual.

Just to be clear, typically you will never own a home and you will be lucky to have an apartment to yourself. And you will likely be unemployable after 35 or 40 so you better get that mortgage quick and it better not be 30 years.

This site obviously has a survivor bias toward success stories. But of the 7 software people I know who are still in the bay area, only 1 still has work. The others live of the considerable income from renting their packed homes. In places like Alameda, Richmond, Oakland and Concord even. So the ratio of packed renters to home homeowners is obviously much higher than 1:1

And I think we can safely assume the housing cost to wage ratio will be even higher next.

[sokoloff]

I hear a lot of age discrimination/unemployable after 40 stories, but haven’t seen it in the wild.

I do see terrible coders who haven’t learned anything in 20 years and they have a tough go, but good coders in their 40s are readily employed from what I see. (Over 45 here.)