[kaskavalci]

I didn't know about MMM, thanks for that. I've learned about this phenomenon on a different website [1] and amazed by it. Small investments over a long period makes a huge difference but still, you need a long enough period or put huge amounts at the right time of the market. S&P 500 has worst performance of -3% over 10 year period. It gets better after 15 years and so on. Investing and hoping to retire early during this window is certainly not going to work.

I think everybody who works 9-5 should read the story about Grace Groner in [1]. It was a real eye opener for me.

[1] https://www.collaborativefund.com/blog/the-psychology-of-mon...