Hacker News new | ask | show | jobs
by icedchai 2860 days ago
I do both. I have about 20% of my net worth in individual stocks, the rest in low cost index funds/ETFs.

The biggest gains and losses, of course, obviously come from individual stocks (and options, if you're feeling brave.) You're not going to see triple digit yearly returns with a mutual fund. You might find it on the next SaaS growth stock.

When you're young, you should absolutely take on some risk. (That includes working at startups!)