[ivm]

Wow, congratulations! Happy to see a HN'er rocking the conservative boat of Chilean financial institutions!

Though I feel like 1.19% is a bit too much: I'm currently using Renta4.cl for ETF IPSA from Itaú (CFMITNIPSA, 0.6%) and Interactive Brokers for Irish All-World ETF from Vanguard (VWRD, 0.25%).

[educruzat]

Regarding the IPSA ETF : 0.2% entry comission + 0.6% ETF Fee + 0.2% exit commission ...the 1.19% seems quite reasonable, besides your are buying an assets which has a quite poor risk return profile (if you buy a solid corporate debt fund you obtain broadly the same return but half the risk). I believe Fintual pricing seems reasonable for the benefits of having a more solid portfolio.

[ivm]

Renta4's commission is 0.15% but I use it only for Bolsa de Santiago. Most of my portfolio is in Vanguard's ETFs that are significantly cheaper. I understand that Fintual's offer is still much better than any "fondo mutuo" from a local bank but hopefully they will be able to reduce the fees in future.

Anyway, I'm just picky because I have a choice. Meanwhile, the average person in Latin America definitely needs better instruments for investing. Best of luck to the team!