[turnitoff]

Exactly this. Adult and high risk in general are an absolute quagmire, and all actors are trying to "outcompete" with one another, making the situation worse and worse.

Risk from transactions: stolen credit cards get default checked on adult sites (digital good delivery instantly verifies if the card is still useable).

Bad faith merchants. This goes from outright scams to the still widely used practice of "card banging", when they tack on added services or hit you with a huge fee after your free trial ends (which is not presented to the customer).

Affiliates screwing sites, sites screwing affiliates.

Billing support building more and more barriers for customers to get a hold of them or to cancel subscriptions.

And then let's not even get into the industry's backbone, content producers...