[noumenon]

I think its interesting to see fintechs trying to bypass the traditional banking model entirely. They are trying to move up the chain with a UX advantage while larger players are trying to defend themselves. Square and Venmo both offer debit cards which covers the majority of banking needs for an average person.

[venantius]

We've actually started a new bank explicitly to provide the banking infrastructure to companies like this that are good at owning the UX advantage. Our conviction is that in the long term banks will be disintermediated from most of their customers and there will be a general unbundling of banking services - you won't get your mortgage / small business loan / checking account all at the same bank.

[nedwin]

Heads up your beta signup form is broken

[venantius]

Broken how? I got a bunch of signup pings off this thread - Bug report welcome [e-mail]

[nedwin]

On submission of my email it redirected me to an error page. Can't remember what it said, only that it was an unstyled html page with one line of error text. Just tried again and works now.

[Aspos]

Who is "we"? Please, tell us more.

[venantius]

More details in profile - https://griffin.sh

[ian0]

Yup. And it works..

https://www.lendacademy.com/ant-financial-is-now-a-top-10-ba...