[mikestew]

My impression is other generations at this age also hadn't exactly been saving a lot.

I would have fallen into that bucket when I was that age. Hey, I wasn't always a highly-paid software tech. I expect to retire comfortably with a couple million, and I didn't hit the startup lottery. (One or two that paid off very modest five figures, and late-90s MSFT options.) After a point, it's time to start putting some money away, and after 35 you can pull it off if you're aggressive. We haven't always maxed our 401Ks out, and missed other opportunities, and we'll still come out okay.

But that's for you tech bros and sis's making bank. I don't know what Mr. and Ms. Median-US-Wage are supposed to do.

[mrhappyunhappy]

Supposed to die quietly without disturbing others.