[frankcort]

Maybe Stripe will surprise us with a product that makes this easy to do.

[venantius]

Certainly possible now that the OCC has opened the door to a "fintech banking charter". In the past I'd have said this was impossible as Stripe has little interest in finding itself regulated as a bank or in becoming a bank holding company.

[dkimerling]

The lack of the ability to take deposits kills the FinTech Charter DOA

[venantius]

Ah I hadn’t heard that. If that’s the case then I agree 100%