[PurpleBoxDragon]

You've probably heard of the phrase "There are three kinds of lies: lies, damned lies, and statistics."

So, I think (though I will admit it was long ago last time I looked this up), that men have a lower accident rate per mile driven but have a higher accident rate per time period (not time period driving). The reason is that men drive more (or at least use to, back when I read these statistics).

There is also the difference between different kinds of accidents. While per mile driven men have less accidents than women, they tend to, as you mentioned, be worse accidents. I forget if this actually made them cost more per mile driven or not, but once you also add in that they drive more, in a given year men do cost more and are charged more. (There is also the impact of younger men who have more thrill seeking behavior, so if you compared men and women within a specific age group you might find the statistics don't match the statistics across all age groups.)

So, thanks to the beauty of statistics, we can say that men are better drivers than women and men are worse drivers than women by using slightly different definitions of better or worse that, in layman English, are glossed over.

[admax88q]

> they tend to, as you mentioned, be worse accidents.

This reminds me of red light cameras. People love to complain that they only exist to make money because they statistically cause more accidents. And it's true, they do cause an increase in total number of accidents. But they decrease the number of serious accidents. You get more rear end collisions, but fewer T-Bone collisions which tend to be much more serious.