[mhneu]

All three responses 'time is money'.

Yes, security is a cost. There's a bit of tragedy of the commons effect here - many of the downsides are pushed onto others. I like Doctorow's general take on socializing costs of privacy and security breaches while privatizing profit: https://locusmag.com/2018/07/cory-doctorow-zucks-empire-of-o...