[epanchin]

Credit cards have section 75 protection, PayPal does not. It’s certainly convenient to use, but comparatively unwise.

Edit: except for small transactions when 75 doesn’t apply. Also I don’t know if it’s in Poland too, but I’d guess so.

[dwringer]

I interpreted the post to mean Paypal is the poster's preferred choice for using as a credit card processing gateway. Merchants can sign up with Paypal to handle all card transactions, and buyers don't need a Paypal account to use it. From the buyer's perspective, this is just an ordinary credit card transaction, it just shows up as being directed through Paypal as a middleman. The convenience is when buyers do have a Paypal account, then they no longer have to re-enter CC# details even on sites they've never purchased from as long as they support Paypal-processed credit-card payments.

FWIW I take the same option, because it does feel nice to buy from a website without typing credit card information into some ad-hoc javascript form they came up with.

Note that this is not the same thing as making a payment from a Paypal account.