1/2 salary of Toronto? No way! Montréal salaries are lower, but by 15-20% max. Yet you can buy a condo with a parking spot, in a central location for $220. The cost of living is much lower than Toronto.
I’ve lived in Ottawa, Toronto and now Montreal. Montreal is by far more affordable than the other 2.
I’ve lived in Ottawa, Toronto and now Montreal. Montreal is by far more affordable than the other 2.