[tonyedgecombe]

This is a very entitled and selfish statement.

It doesn't take a huge imagination to realise the unexpected could happen, especially at that age. If you have had a reasonable career in a well paying job then it is irresponsible not to put something away for a rainy day.

[citizenkeen]

In the United States, a bad medical problem can cost five-to-ten years' salary. That's one hell of a rainy day fund.

https://www.cnbc.com/id/100840148

[tonyedgecombe]

The article didn't mention a bad medical problem, rather some low level issues.

I'm not sure using the lack of socialised health care as an excuse for not managing your finances is sensible. It's only a minority that need expensive health care before 65 but it seems it's the majority who aren't managing to live within their means.

[dragonwriter]

2 years is a lot of rainy days.