[mijoharas]

You may argue the doctor gave the opinion in bad faith, but that's pure speculation.

As a patient what would you do? You have been given a medical opinion that it is unsafe to fly. I definitely don't think anything the guy did was unreasonable.

[luispedrocoelho]

I never claimed it was in bad faith and I don't think it was. Considering incentives and conflicts of interest is perfectly normal and does not mean that someone is operating in bad faith.

I just claim that it's reasonable for the company not to take it at face value as the doctor is not impartial and may have been considering a different standard for "not fit to fly." I certainly do not take it at face value. Could he have been put on a plane with extra medical assistance, for example? That may still have been cheaper than surgery.

I think what the guy did was the best choice if he can afford it, but I also think it's not unreasonable from the company to say that it was not what travel insurance covers.

[trocadero]

As an insurance company what would you do?

On one hand, you have published medical standards saying that he is fit to fly. You also have your own doctors review the x-rays and find no reason that he can't fly.

On the other hand you have literally one sentence from an intern saying he isn't fit to fly.

It's a no brainer that you find him fit to fly and deny his claim.

>As a patient what would you do? You have been given a medical opinion that it is unsafe to fly. I definitely don't think anything the guy did was unreasonable

Personally, I go to my doctor and have him write a letter giving the specific reasons why I am unable to fly.