[luispedrocoelho]

To be sure, travel insurance is very often a very good idea.

But it's travel insurance not "whole-world, any hospital, health insurance" (which I am sure you can buy, but not at the same price).

[rsbadger]

I knew it may cause issues with my insurer, but the surgeon in Bali was on holiday for 1 or maybe 2 days and my finger was hanging off... Singapore was the closest place I could think of that would give me the best chance of saving it. And i'd do it again, in a heartbeat.