[jimbofisher1]

Sure and I basically agree with that. But saying that the actual Average person is spending nearly 100% of any income gains is a pretty bold claim.

[AnimalMuppet]

That's not a claim that I make, nor one that I think is relevant.

What would I do with more income? Well, I'd probably save some of it, use some of it to pay down debt, and spend some of it. I don't have to be spending 100% of my current income for that to be true.

[jimbofisher1]

You must be lost. OP made precisely that claim...

>The average person spends almost exactly as much as they make as income rises.