I always see Paypal's negative stories on Ycombinator and only positive stories of Square & Stripe. Let's not be an unnecessary devil's advocate or a cheerleader!
Excuse me, but Paypal is not a regulated bank in the USA, and they routinely hold customer account money for 6 months.
Additionally, periodically they purge entire business categories by locking accounts until you can prove you're not violating their terms of service du jour.
Paypal is too big compared to Square & Stripe combined.Also as per my knowledge, in the case of holding money, it depends on case by case basis. I am extensively using Paypal in my day to day online purchases and i never had any issues. If they are holding money it may be bcoz of some risk associated with that account. Call customer care and your issue will be resolved.
Additionally, periodically they purge entire business categories by locking accounts until you can prove you're not violating their terms of service du jour.
The complaints about Paypal are justified.