[kvakva]

How exactly blockchains helps with that? It's open protocol which helps but most of the people interact with it through centralized points wallets providers, exchanges etc and we already see classic centralization. It seems to me similar as it is with Facebook which interacts with open protocols but is many people have to go through it and solutions seem to be legislatively rather than technological(although I hope projects like blockstack can help with this)

[darawk]

I think the main point is having an open protocol built on top of decentralized, trusted infrastructure. In that way, anyone can start a bank, and get to 'trust scale' immediately.