[wpietri]

Huh. Wouldn't charging for multiple companies increase my ability to commit fraud? I steal smaller amounts from each company, and each company having less data makes it harder for them to detect fraud.

[xanderjanz]

Yea it does. But if you fraud multiple companies you're increasing the odds one will detect you.

This is why companies don't rely only on their own data, they do credit checks, and buy data from third parties.