[toomanyrichies]

I'm a frequent user and fan of Privacy.com, however I've had merchants decline charges when I provide a proxy card, only to have the charge succeed when I provide a real card linked to the same account as the aforementioned proxy card.

I suspect that Privacy.com uses gift cards as proxies, and some merchants reject payments made with gift cards. If so, this could be why I experienced the above.

If someone knows better than I do, please correct me. Genuinely curious how the service works under the hood.

[codedokode]

Digital Ocean also refuses virtual Visa card. Maybe there is higher amount of fraud with such cards or maybe they want a credit card so they can charge you even if you don't have money. Of course, I would never agree to this.