[chrisplotz]

Thanks!

You make a really good point on privacy - insurance is a trust business and managing this right is really important. We delete Dec pages w/in 30 days (we don't need to keep them past giving you the advice), so that's a start and something we don't mention on the site but should. We also never expose user data, or show you what you've uploaded.

Unfortunately though to get insurance advice, property details are pretty important, and if you are concerned with your Liability coverage net worth is pretty important for a service to know too. What we don't need are names - actually people could black out that personal info (even address) and it would be fine!

[nickpsecurity]

"(even address)"

I thought geography factored into deciding premiums since different areas had different risks of specific events that would lead to an insurance payout. Does what you all are doing simply not need that? Or are you saying that analysis can be left off if they desire for privacy?

Edit: Thanks for the info!

[chrisplotz]

Geography is important, but your specific street address isn't required for this tool. And really, most insurance pricing is done at a higher level than street address (zip, or insurer-defined territories) so actually it is one of the last bits of info needed. For rough advice as this gives, we don't need it.

[ddispaltro]

Dan at Goodcover.

The later. It's a factor for insurance premiums, because being in an urban landscape vs a wooded area has a massively different fire risk.