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It sounds like there is a financial aspect to what you are looking for help on so I would like to comment quickly on that.

You may have some options to adjust your debt/finances to lower your costs. If you do have credit card debt, there are services to consolidate them. If you have reliable income, even if it is freelance type work, you can use that to get a small business loan which could be less expensive then putting expenses on a credit card. If the income is not reliable try to make a deal with your client to make it a longer term contract. Guaranteed income is more value in the long run than big chunks of money at unknown times.

There are some things you might want to try to expand your current business: If you feel like you have a working model for completing work, look for a business partner, whom you trust, to help turn that into more business. If you know your client well, think of other products or services you could provide them that would be valuable to them (that they would pay for) but would be less time consuming.

Right now, it sounds like your time and money are your most precious assets, but you have a wealth of knowledge and a working relationship with a client. Think of ways to exchange your knowledge and social capital (relationships) for more time and money for you.