[DCoder]

> the ones who were more likely to do a chargeback would log in, download much of the site's content in a few days

I download a lot of that content too (sans the chargeback). I like to have it available locally, even when the internet is down, when the site decides to take a particular video down for whatever reason, or even when my account expires. And paying for it makes it just a little more likely they will continue to produce more of it in the future.