| I have tried many things apps/excel/text file and after some time I give up.
The current solution I use for more than one year and I am happy. Works while travelling (currency support) but it needs internet. To solve personal finance control I made myself a bot (on telegram).
Works on anything web/desktop/mobile and that is just text. I think about it as my accountant. I send him >Beer 4 ( meaning I spent 4 on beer) >wine 6 EUR ( meaning I spent 6 EUR on wine) If I want to group things in a category: >Beer is drinks >wine is drinks Don't forget to first set the expense currency. >config ExpenseCurrency USD - (this will be the default expense currency if you don't specify otherwhise) If you want to export just write: > export expense You will receive an url that can be imported(as text) in excel and can be refreshed.
I use excel if I want explore/visualize. I get a reminder/summary every day just to make sure I don't forget. I have more commands
https://docs.google.com/document/d/1x7iYpbXJHGyQQ4CxA1W6LgLr...
And more that I have not documented. Let me know if you need something. It does not uses language understanding, behind it has a compiler so there is NO misunderstanding If you try it let me know or contact https://twitter.com/cosmaioan |
Currently I group everything by month, but using a bot would also allow that to be more granular.
One thing I try to focus on is simplicity of the categories. Instead of spending £5 on toiletries and £3 on fruit I just have on "everyday items" category that I use for everything that I buy at the supermarket. So after every purchase I make I only spend about 5s writing it down, rather than trying to do any splitting calculations in my head.
Here are the result: http://www.mattzeunert.com/money.html