[togusa2017]

keep it simple. use mint.

[yitchelle]

This is basically offloading the record keeping to the bank. However, in an environment where the cash transaction is king, using this method has little value.

[xupybd]

People still use cash? I don’t think I’ve made a cash purchase in the last 5 years.

[yitchelle]

I live in Germany and cash is still the preferred here. My small town near Cologne only started to adopt credit card about 6 years ago. When we arrive, the only shop that would take credit card was the petrol stations franchises.

[xupybd]

Wow. Here in New Zealand we switched over to EFTPOS ( debit cards ) around 20 years ago. I was still in school when cash was becoming rare. Mid 30s now so cash seems odd to me.

[parliament32]

People actually trust banking institutions with their complete purchase histories and spending habits?

[xupybd]

Yes but maybe I’m lacking enough knowledge to be afraid of that. What can they do with that information?

[yitchelle]

Here is one very obvious use case.

Our spending habits are clearly shown. They could sell that information to marketers.

[smartician]

Ditto, Mint and Personal Finance is good enough.