[dick_sucker2]

It forces arbitration with the business in the case of a dispute. Wouldn't payment processors and businesses want that?

[s73v3r_]

Consumers don't want that.

[DINKDINK]

You can build a system that allows charge backs on a system that doesn't allow charge backs but you cannot build a system without charge backs on a system that does allow charge backs.

These escrow products already exist for customers on Bitcoin.