[spiralx]

> Credit card fraud and chargebacks online are brutal, and can sink many innocent and legitimate online small businesses.

Unless you're talking adult businesses, gambling or one of the other industries with known issues with card fraud and/or excessive charge-backs, they aren't a significant problem for legitimate businesses at all. Even a 1% charge-back rate is unusual enough that card providers will flag the retailer for investigation.

[cwkoss]

Not sure that's totally accurate, here is a counterpoint article I read on here recently.

https://www.candyjapan.com/behind-the-scenes/how-i-got-credi...