220lbs is a surprisingly low payload... Depending on height it's not at all difficult for even a healthy person to be that weight, let alone someone that lifts or is a bit chubby.
very few people with low body fat percentage will be 220 lbs unless they are 99th percentile height. (6'4''+)
i would say the average athletic/fit person who is fairly lean (10-14% bf) [1] at a height of 6'0'' to 6'3'' will be anywhere from 165-205 lbs depending on frame, but very rarely more than 205 lbs
now there are definitely healthy and athletic and strong people who are at or above 220 at those heights but they will most probably be "overweight"[2] (have excess body fat) or on exogenous hormones enabling them to gain a lot of extra muscle mass (most bodybuilders, nfl players, college football players,etc) [3]
I am not saying there aren’t any athletic people who weight over 220lbs. I am just saying that the vast majority of humans are not 6’2” so those who weight 220lbs+ Are mostly overweight than athletic
As one person I worked with in the health area BMI isn't that helpful when it comes to large guys 6 2 and up who do sports - the example they gave was the props in a premiership rugby team.
BMI is a pretty poor indicator. Raw bodyfat is probably the best measure of "obese or not."
Someone at 15% bodyfat and 6 feet, 1 inches tall can easily hit 220 pounds, if they have high muscle mass.
As another commenter pointed out, this isn't even considering the weight of clothing and carried items. My backpack usually weighs at least 15 pounds, sometimes up to 25. Clothes adds another, what, 3, 5, maybe even 8 pounds if I'm wearing boots?
Scooters go faster and have at least twice that range, I think.