[majewsky]

There was a huge pushback from banks a few years ago when transaction fees at German ATMs were capped to (AFAIK) € 1,90.

The argument from banks is that there are a lot of online-only banks that rely on the ATMs of banks with physical branches in a parasitic manner.

[hocuspocus]

And online banks like N26 complain in turn that Germany has the most expensive ATM fees in Europe. It sounds like a bullshit argument given that operational costs for an ATM are mostly fixed.

[kazen44]

in the netherlands they are trying to solve this issue by making ATM's standardized and not bank-dependant.

Which seems like a far saner way to do it imo.