[refurb]

Not everyone has those advantages, but many people do and never get rich.

That would suggest it's much more than just luck.

[wilsonnb]

I'm not saying it's all luck. Hard work is important. Luck is also important. It's pointless to argue over which is more important in my opinion.

However, a lot of successful people (including the person I was originally responding to) downplay the role that luck plays and exaggerate the role that hard work plays.