[wilsonnb]

My logic concludes no such thing.

Assuming you believe that genetics plays a role in our skills and traits, then luck also plays a role. A person has no control over their genetics.

A person also has no control over the economic status of their parents, the area of the world they are born in, whether they receive proper nutrition as a child, what kind of education they get as a child, and an infinite number of other factors that contribute to whether they will end up rich or poor.

Yes, hard work is important to becoming wealthy in most cases, but there are so many factors that people dismiss when they say that luck has a small role.