[jogjayr]

> Keep in mind MMM started with a sizable inheritance to kickstart his nest egg

Please provide proof of this. He's never mentioned it anywhere on his blog.

> currently works full time talking about living frugally.

This he has talked about: http://www.mrmoneymustache.com/2013/02/13/mr-money-mustache-...

The tl;dr for others is basically, what's someone who is hardworking and driven enough to retire at age 31 actually supposed to do with the rest of their life? Sit in front of the TV? Of course he's going to do some things he enjoys (writing, working on houses, hiking, skiing), and maybe some of those activities will make him money - but he doesn't need the money to maintain his current lifestyle.

[falcolas]

I messed up on the inheritance; it was a house leftover from the house building business and used for rent and a sale later.

Their own yearly reports put the second part to a lie - they would have to cut back significantly on their spending if they lost this income. It's possible for them to do without going homeless, but it would be non-trivial.

His last reported year, his base costs (food, clothing, electricity, etc) were $30,000 - within the range. But as he himself notes right below that total, they spent around $90,000 on health insurance and a vehicle, which he pretends doesn't belong in the previous category because "the job pays for it".

Not holding that job suddenly puts him on the hook for that $90,000, or puts him at risk of not having health insurance and reliable transportation.

[jogjayr]

> Not holding that job suddenly puts him on the hook for that $90,000, or puts him at risk of not having health insurance and reliable transportation.

He doesn't need a car that expensive and he can move back to Canada if health insurance gets to be too much.

He's inflated his lifestyle with his increased earnings (falling short of practicing what he preaches, though in fairness he says he's bought an electric car to support the industry but that's a way to justify the purchase), and would probably dial it back down if the blog stopped throwing off that much cash.