| > instead of just going to a shop, I now need to go to a bank, and then to a shop - I mean that's pretty obviously and undeniably less convenient for a start On my way to work, before I get to the subway station, I pass no less than three banks with ATMs where I can withdraw money. You can even withdraw money in supermarkets without fees if you spend a certain amount of money. > I have to carry a lot of little bits of valuable paper around with me - enough for an entire month of expenses in your opinion! Possibly. I never said you have to carry around all of it at any given time. But I'd think that it's pretty much expected that you always have cash in your wallet in Germany. > when I pay I have to wait for them to count the money, gather up the change, return the change, which I then have to count, compared to just tapping my card and going That takes...a few seconds? How is that an issue? > I get no protections such as insurance for my purchases Protection from what exactly? Insurance for my groceries? > I can't how understand how anyone can argue cash is more convenient! In Germany it is. That's a simple fact. > And how can you possibly argue cash is faster? Paying by card takes 0.5 seconds - I don't have to even look at what I'm doing I just wave my card and go. Yes, contactless payment is also possible in Germany, depending on the stores and whether you have the right card. But the way it's implemented here doesn't make it that much faster in the end. > Your articles talks about arcane things like inserting your card, paper printouts, signing with a pen - you haven't needed to do that with cards for a decade or more. Oh, I guarantee you, it's not arcane at all in Germany, it's used every day. |
https://www.google.com/search?q=credit+card+price+match
Beyond that, making a purchase of an electronic device with a credit card can extend your warranty.
Don't know if that applies to Germany, it may apply to where ever the person you are replying lives.