[tluyben2]

As a normal merchant you are getting an off the shelve machine which runs on existing infra so no idea what you are talking about in point 1, 2 or 6. The other points, sure, but they are the same with cash and with cashless they are mostly automated. You hook them up to Xero or something and everything goes straight from PoS to there. Cashless is definitely less hassle for the merchant (life altering experiences like being robbed was not mentioned but anecdotally I know at least two wine merchants who sucked up the small costs of cashless after they were robbed) ; the only things they will mention as negatives is the % on transactions and being unable to do stuff under the table easily.

It might be good to know as well that charge backs in the EU are not as common or easy as in the US.