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by tqkxzugoaupvwqr 2953 days ago
In Europe, if you use ATMs of your bank’s network, it is free. For example, customers of a bank that is part of the UniCredit group can withdraw money for free from another bank’s ATM as long as this bank is also part of the UniCredit group.
2 comments
harperlee 2953 days ago
In reality it depends on the ATM network, not on the bank (different companies!), although fees might be waived by your bank for commercial reasons.

For example, a spanish Santander card is free in the 4B network, but you will be charged on the german Santander ATM, as it is another ATM network (the Cash Group).

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zingmars 2953 days ago
> not on the bank (different companies!)

Not necessarily. Here in Latvia banks manage their own ATMs and whether you will have to pay a fee depends on your bank having a contract with the bank whose ATMs you're trying to use (usually there is no fee for taking money out of your bank's ATMs with a few exceptions, i.e. my bank has a 10% fee on withdrawals from credit cards, though most have debit cards anyway).

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chrisseaton 2953 days ago
> In Europe, if you use ATMs of your bank’s network, it is free.

Who do you think is paying to run that ATM?

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