[seorphates]

It looks like you believe stability is simply a matter of 100% good decision making and that lower middle class is just one bus fare and two transfer passes away. You're painting a picture with a brush as wide as your canvas and with only one color on your palette.

I think we are mostly products of our surroundings so, yes, good decisions can help a lot. It just seems placing that level of "blame" is counter-productive and just does not represent reality on the ground. Trapped is trapped, you used the word yourself. I'd wager you have little idea the sorts of life traps that are laid out there. Having debt is pretty easy even with a better than average stability matrix. A single hit with bad luck is simply made worse as the "socially permitted" trolls eat their prey where no "socially permitted" social safety net exists that could possibly save them.

What is that? Trickle-down blame? You got yours? I simply don't understand the economics of "it's your own damn fault" with the force of a gavel.

[internetman55]

Tbh I think we should take the people who run scam schools and just ban them for the country. Or have stricter regulation and accreditation I guess

[sjg007]

We try to regulate them but republicans keep them in.